:root{--navy:#07111f;--orange:#ff9418;--ink:#142033;--muted:#64748b;--line:#dbe2ea;--paper:#f6f8fb}
*{box-sizing:border-box}
body{font-family:Arial,Helvetica,sans-serif;background:var(--paper);color:var(--ink);margin:0}
a{color:#0b62c4}
.legalNav{position:sticky;top:0;z-index:10;background:var(--navy);color:#fff;padding:14px max(24px,calc((100% - 900px)/2));display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid #20384e}
.legalNav a{text-decoration:none}.legalBrand{font-size:22px;font-weight:900;color:#fff}.legalBrand span{color:var(--orange)}
.legalNav nav{display:flex;gap:18px}.legalNav nav a{color:#d8e1ea;font-size:14px}.legalNav nav a:hover{color:var(--orange)}
.wrap{max-width:900px;margin:0 auto;padding:42px 24px 80px}
h1{font-size:34px;line-height:1.15;margin:0 0 8px}h2{margin-top:34px;font-size:23px;line-height:1.25}h3{margin-top:24px;font-size:18px}
p,li{font-size:16px;line-height:1.72}.meta,.note{color:var(--muted)}
.warning{background:#fff7ed;border-left:4px solid var(--orange);padding:16px 18px;margin:22px 0;font-size:16px;line-height:1.6}
.footer{margin-top:48px;padding-top:22px;border-top:1px solid var(--line);color:var(--muted);font-size:14px;line-height:1.6}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px;margin:14px 0}
.legalTable{width:100%;border-collapse:collapse;margin:18px 0;background:#fff}.legalTable th,.legalTable td{border:1px solid var(--line);padding:11px;text-align:left;vertical-align:top;font-size:14px;line-height:1.5}.legalTable th{background:#edf2f7}
.contactGrid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.contactGrid .card{margin:0}
@media(max-width:700px){.legalNav{padding:13px 18px}.legalNav nav a:first-child{display:none}.wrap{padding:30px 18px 60px}h1{font-size:30px}p,li{font-size:15px}.contactGrid{grid-template-columns:1fr}.legalTable{display:block;overflow-x:auto;white-space:normal}}